1. What this website is

This website gives general information about equity research and model portfolios. Manoj Pareek is a SEBI Registered Research Analyst (Part-Time) (Registration No. INH000031213) registered under the SEBI (Research Analysts) Regulations, 2014.

2. Not personal advice, no guarantee

Our research is general. It is not advice made for your personal situation. Investments in the securities market are subject to market risks, and past performance is not indicative of future returns. We do not guarantee or assure any return.

3. Model portfolios

If you follow a model portfolio, you decide whether to invest, and any order is placed in your own broking account, with your confirmation. We do not take custody of your funds or securities. The platform and your broker have their own terms, which apply to you.

4. Fees

• Our fee is for research services only. The amount and period are shown to you before you subscribe.
• We do not take any share of your profits. Brokerage and taxes are separate and are not paid to us.
• Payments are accepted only through banking channels to our registered account, or through SEBI’s official fee platform.
• Fees stay within SEBI’s limit for individual and HUF clients. If you stop early, you receive a proportionate refund of the unused fee, with no cancellation charge. [Advance-fee period to be confirmed with compliance adviser]

5. Onboarding and records

Before you become a client, you will receive the Most Important Terms and Conditions (MITC) for the service, and complete KYC as required. We keep records of our interactions with clients as SEBI regulations require.

6. Our content

Research and articles are for your personal use. Please do not copy, resell or redistribute them without written permission.

7. Links to other sites

We may link to other websites. We are not responsible for their content or practices.

8. Limits on our responsibility

To the extent permitted by law, we are not liable for losses that arise from decisions you make using information on this website.

9. Complaints

If you have a complaint, please see our Grievance Redressal page for how we handle it and how to escalate it to SEBI SCORES and the ODR portal.

10. Law and courts

These terms are governed by the laws of India. Courts at [Jaipur, to be confirmed] have jurisdiction.

11. Changes

We may update these terms. The latest version will always be on this page.